He was the son of William and Winnie Coutts. He boarded the Titanic at Southampton as a Third Class passenger with his mother and elder brother Willie. The family were on their way to Brookyln, New York to join Neville's father, William Coutts. The whole family survived the sinking in Emergency Lifeboat 2.
In later years Neville married but had no children. He worked as a salesman in New York City, while maintaining a home in Maplewood, New Jersey. In 1958, Coutts was one of the dozen or so survivors who attended the premiere of the movie A Night to Remember in New York City. Coutts. He later retired to Plantation Key, Florida. He died there on March 29th, 1977 at the age of 78.